Frequently Asked Questions

  • A CERTIFIED FINANCIAL PLANNER™ has, at a minimum:

    • An undergraduate degree

    • Three years of client experience in financial planning, or two years' client experience while working with another CFP®.

    • Completed a financial planning education program including:

    • General Principals of Financial Planning

    • Insurance Planning

    • Investment Planning

    • Income Tax Planning

    • Retirement Planning

    • Estate Planning

    • Interpersonal Communication

    • Professional Conduct and Fiduciary Responsibility

    • Passed a rigorous comprehensive exam (historical pass rate of 55-60%)

    • Completed a required 30 hours of continuing education hours bi-annually

    • Committed to adhering to the standards of ethics and practice outlined in the CFP Board’s Standards of Professional Conduct

    Not everyone in the financial services industry is held to this standard.

    www.cfp.net/become-a-cfp-professional/cfp-certification-requirements

  • If you know where you are and where you’d like to be, but don’t have a clear picture of all the steps in between, we can help you build that Bridge! We work with clients that are motivated to share important information, work through what their priorities and goals are, and are willing to make changes to realize results.

  • We don’t have account minimums. You may be a professional growing your life, family, and career with a lot of investable assets in a company retirement plan, or a business owner with assets tied up in the company. There are a number of reasons why a minimum investment may not work for you, and that places an unhealthy focus on only investments when we know financial planning is so much more. You should have access to professional advice.

  • Yes! We work with clients across the country. We meet virtually and share data using the latest security features. We have built Bridge Financial Planning with some of the latest technology.

  • If you’re not ready to put some effort into your financial future, this won’t work. This process should be a partnership. The first few months are a lot of work on our part (and yours!). We’ll need to have regular communication and progress to set up a path for success.

    If you’re not comfortable using technology to manage your financial life.

    If you’re looking for a swanky office with lots of pinstripe suits and jargon – we’re probably not a good fit. If you want your advisor to pick stocks or predict the future of the markets - we’re not that guy.

  • We don’t believe in predicting the future. We believe that low-cost, risk adjusted asset allocation along with self-discipline works best in the long run.

  • We are a fee-only financial planning firm. That means we don’t accept commissions, kick-backs, or referral fees from others. We are only paid by our clients. This is uncommon. We deliberately chose this business model to allow you to know our advice is in your best interest and not biased toward a high commission product or ever-changing compensation plan incentives. We encourage all consumers to understand how their advisors are being compensated.